Is Microfinance Outreach Sustainable? A Case of Microfinance Institution Model in India
نویسنده
چکیده
Microfinance sector has witnessed a burgeoning outreach under microfinance institutions model which poses a question on the sustainability of the programme. Even if repayment rate for the major MFIs are greater than 95 %, it may neither be an appropriate indicator of institutional sustainability nor on impact. In this paper an examination on the outreach and sustainability of microfinance institutions model of microfinance have been carried by taking a MFI of Assam as a case. Although the MFI reaches a large number of clients, analysis indicates that MFI is still financially not self-sufficient which is reflected by a number of calculated indicators such as FSS, SDI and SDR. In addition, the paper discusses on the policy options for sustainability of microfinance institutions which are based on break-even interest rate analysis.
منابع مشابه
Outreach and Sustainability of Microfinance Institutions in India in Pre and Post Andhra Pradesh Microfinance Crisis in Context of South Asia
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